Top 5 Credit Cards in India for Airport Lounge Access in August 2024: Fees, Features, and Benefits

Best Credit Cards for Airport Lounge Access: At present, the changed nature of the many premium credit cards in India includes elements other than cashback, reward points, and discounts. Another bonus most customers look for today is the access to airport lounges that these cards offer for free. Since air travel is on the rise, there is an increasing need for a comfortable waiting time before the flight which essentially is the reason why lounge access is one of the most desirable benefits offered by the premium credit cards.

Before applying for a credit card, particularly one that offers lounge access, some important parameters include the fees, benefits, and more of the perks. After racking my brain with the latest Frugal data available on Paisabazaar as of August 2024, here are the credit cards in India that provide the best access to airport lounges. 

Table of Contents

1. SBI Elite Credit Card

  • Joining Fee: ₹4,999 
  • Annual Fee: ₹4,999

Key Features and Benefits:

  1. Get 2 Reward Points for every ₹100 spent on the majority of categories. 
  2. Avail of movie ticket vouchers worth ₹ 6,000 per annum for watching movies of your choice. 
  3. You will get up to a 50% bonus in terms of reward points and get an additional 50,000 bonus points for each of them. 
  4. Avail six international airport lounge visits per annum on a complimentary basis. 
  5. You are allowed the usage of 2 domestic airport lounges for free per year. 

2. Can be used for purchasing Gold and Regalia-related items and services at HDFC limited Select Merchants Plus Partner Merchants

  • Joining Fee: ₹2,500 
  • Annual Fee: ₹2,500

Key Features and Benefits:

  1. Complimentary memberships: Club Vistara Silver and MMT C Black Elite. 
  2. On the completion of the joining fee, get a reward voucher of ₹2,500 to be redeemed on any gift product. 
  3. Get 6 free international and 12 domestic access to the airport’s lounge. 
  4. Gift coupons to the tune of ₹5000 as annual spending touching ₹ five lakh. 

3. Axis Bank SELECT Credit Card is of two types namely Axis Bank SELECT_aux indicator and Axis Bank SELECT gunman indicator

  • Joining Fee: ₹3,000 
  • Annual Fee: ₹3,000 

Key Features and Benefits: 

  1. For every ₹200 that you spend, you will earn yourself 10 EDGE Reward Points. 
  2. Don’t forget to avail the BigBasket Coupon which reduces the cost of every monthly order by ₹500 as long as the total price reaches ₹3,000. 
  3. ₹200 off on Swiggy twice a month with a minimum order value of ₹1000. 
  4. You get between 12 international lounge accesses annually for free and two Domestic lounge accesses for every quarter. 

4. AU Zenith+ Credit Card

  • Joining Fee: ₹4,999 
  • Annual Fee: ₹4,999

Key Features and Benefits:

  1. In retail purchases, you can earn 1 reward point for every ₹100 spent. 
  2. Get 1000 reward points for ₹, 75000 in monthly retail spend. 
  3. Annual usage of Taj Epicure for ₹ 12 lakh retail spending(Transaction). 
  4. The other benefit of the card is that it offers free entrance to sixteen international airport lounges every year and free entrance to sixteen domestic airport lounges every year. 
  5. Fully experience the joys of traveling to other countries such as having four VIP airport check-in services per year and a measly 0. 99% forex markup fee. 

5. Tata Neu Infinity HDFC Credit Card is another card that has a list of benefits for the customers

  • Joining Fee: ₹1,499 
  • Annual Fee: ₹1,499

Key Features and Benefits:

  1. For the first purchase undergoing within the first 30 days of card issuance, the cardholder gets rewarded with 1,499 NeuCoins. 
  2. Get 1. 10% of the NeuCoins on spends done through UPI, on any store that is not a Tata brand, and on transactions made on EMI on merchants. 
  3. Yes, get an additional 5% NeuCoins on your spending on products such as apparel, Electronics, Home Appliances, etc at Tata Neu app/website. 
  4. It will have 8 free domestic PPLU visits per year and 4 international PPLU visits per year. 
  5. This is an excellent opportunity to take a 2% markup cost when attracting the forex market.

Selecting a Credit Card to Get Access to Lounges

Choosing the right credit card depends on the frequency of traveling, how one spends money, and what other features one needs from a credit card. For individuals who are used to traveling internationally as well as those people who only travel domestically now and then, these credit cards come with various features that can improve the trip.

To know more about these cards and find which one you need you have to read the terms and conditions of the credit card before applying.